WestJet RBC® World Elite Mastercard‡
Details
Details
® Registered trademarks of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada.
‡ Mastercard is a registered trademark of Mastercard International Incorporated. Used under license.
WestJet, not Royal Bank of Canada, is solely responsible for the WestJet Rewards Program, the terms of the WestJet Rewards Program including earning, redemption and administration of WestJet dollars and program changes.
Only available to residents of Canada.
Please ensure that your email address is up to date on your WestJet Rewards account. It is recommended that you review your communication consent and opt-ins to receive all communications.
Annual Fee: $139 | Additional Card: $59 Purchase Interest Rate: 20.99% | Cash Advance Interest Rate: 22.99% (21.99% if you reside in Quebec)
ADDITIONAL FEES:
Cash Advance: $5.00
Balance Transfer Promotional Rate Fee: Up to 3% of the transaction amount
Dishonoured Payment Fee: $45.00
Overlimit Fee: $29.00 (If you reside in Quebec, fee does not apply.)
Additional Copies: $5.00 for Monthly Statement, $1.50 for Statement Updates at the ATM, $2.00 for Transaction Receipts
Installment Plan Fee: If applicable, either a (i) one-time fee of up to 3% of total purchase amount, or (ii) monthly fee of up to 1.15% of total purchase amount (no fee in Quebec)
1. To benefit from this offer, your application must be received and approved by Royal Bank of Canada (“Royal Bank”) between February 5 and August 31, 2026 (“Offer Period”). This offer only applies to new applications for a WestJet RBC World Elite Mastercard.
You will receive up to 30,000 welcome WestJet points up to six (6) weeks after your first purchase transaction date, provided your first purchase gets posted to your WestJet RBC World Elite Mastercard credit card account (“Credit Card Account”) within the first three (3) months of your Credit Card Account opening date (“Period”).
You will receive an additional 20,000 WestJet points (“Additional WestJet Points”) provided a total of $5,000 (“Qualifying Transaction Amount”) or more in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transaction(s)”) are posted to your Credit Card Account within the Period. The Additional WestJet Points will be awarded approximately six (6) weeks after the date you reach the Qualifying Transaction Amount. Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees, and credits for returns and adjustments posted to your Credit Card Account during the Period will reduce the amount of your Qualifying Transactions.
The transaction posting date of each Qualifying Transaction, not the transaction date, will determine whether the transaction will count towards the Qualifying Transaction Amount. This means that Qualifying Transactions that take place prior to the last day of the Period will not count towards the Qualifying Transaction Amount if they have not yet been posted or processed by the merchant, the payment network (Mastercard) or Royal Bank by the last day of the Period.
Welcome WestJet Points and Additional WestJet Points will be awarded to your WestJet Rewards account, accessible at westjet.com/account, and appear on your monthly credit card statement, provided your Credit Card Account is open and in good standing at the time they are awarded to your WestJet Rewards account, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive Credit Card Account statement periods, closed, charged off or in credit revoked status at that time.
Only the primary cardholder on the Credit Card Account is eligible for this offer. Additional cardholders(s) (co-applicant and authorized user(s)), as well as existing cardholders on any RBC Royal Bank personal credit card account, transferring to a WestJet RBC World Elite Mastercard during the Offer Period, are not eligible for this offer.
If you close your Credit Card Account or change it for another type of RBC Royal Bank credit card before the Welcome WestJet points and Additional Welcome WestJet points have been awarded to your WestJet Rewards account, you may not receive the points. This offer may not be combined or used in conjunction with any other offer. Royal Bank and WestJet reserve the right to modify, cancel or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by us in our sole discretion.
WestJet points can be used towards the payment of the base fare of an eligible flight or WestJet Vacations package at the following ratio: 100 WestJet points = $1CAD. For complete details, visit https://westjet.com/redeem.
2. WestJet points can be used towards payment of: (1) WestJet-marketed base fares; (2) certain WestJet ancillaries, such as checked baggage, cabin upgrades and pre-reserved seats; (3) all taxes, fees and other ATC (Air Transportation Charges) on WestJet-marketed flights; (4) WestJet Vacations packages, eligible Sunwing Vacations packages or WestJet Vacations Quebec packages; (5) purchases from participating designated partners; and (6) purchases through the WestJet eStore. No retroactive redemption of WestJet points will be permitted. Minimum redemption of 2,500 WestJet points applies when purchasing UltraBasic, Economy, Premium and Business fares; the entire base fare and other Air Transportation Charges (Other ATC) must be paid with WestJet points when purchasing a Member Exclusive fare. A minimum redemption amount of 5,000 WestJet points per booking applies for WestJet Vacations package bookings, Sunwing Vacations package bookings or WestJet Vacations Quebec package bookings. Other restrictions may apply and are subject to change at any time. Full details available at westjet.com/redeem.
4. Earn (i) 2 WestJet points per $1 spent on eligible purchases in the following categories: Grocery Stores and Supermarkets, Gas, Electric Vehicle Charging, and Public Transit including Rideshare (“Eligible Purchases”) made from merchants that are classified by the following eligible Mastercard’s Merchant Category Codes (“Eligible MCCs”), and (ii) 1.5 WestJet points per $1 spent on all other purchases when you pay with your WestJet RBC World Elite Mastercard.
Eligible MCCs:
Grocery Stores and Supermarkets MCCs
• 5411 Grocery Stores and Supermarkets Gas, Electric Vehicle
Charging, Public Transit (including Rideshare) MCCs
• 5541 Service Stations (With or without Ancillary Services)
• 5542 Automated Fuel Dispensers
• 5552 Electric Vehicle Charging
• 4121 Taxicabs and Limousines
• 4111 Transportation: Suburban and Local Commuter Passenger, including Ferries
The additional 0.5 WestJet point you earn per $1 spent on Eligible Purchases (i) is in addition to the 1.5 WestJet points per $1 you earn on all other purchases and are calculated separately, and (ii) will only be awarded on Eligible Purchases made from merchants that are classified by an Eligible MCC. As an example, this means that even though a merchant may sell groceries, a purchase made at this merchant may not necessarily qualify for the additional 0.5 WestJet points per $1 if the merchant is not classified by an Eligible MCC. Also, a merchant that is not classified by an Eligible MCC may be located on the premises of another vendor that is classified by an Eligible MCC, and Eligible Purchases made from this merchant may not qualify for the additional 0.5 WestJet points per $1.
Royal Bank of Canada (“Royal Bank”) cannot guarantee whether a merchant is classified by an Eligible MCC and in no event will Royal Bank be liable or responsible for any claims with respect to Eligible Purchases made from a merchant that is not classified by an Eligible MCC. WestJet points are earned on net purchases only; they are not earned on cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges or fees, and credits for returns and adjustments will reduce or cancel the WestJet points earned by the amounts originally charged. Royal Bank and WestJet reserve the right to cancel, modify or withdraw this benefit at any time.
5. As the primary cardholder with a WestJet RBC World Elite Mastercard (“Eligible Primary Cardholders”), once approved for the WestJet RBC World Elite Mastercard, please allow 4-6 weeks from the transaction date of your first purchase for the World Elite companion voucher (“Welcome World Elite Companion Voucher”) to appear on your WestJet Rewards account, accessible at westjet.com/account. The Welcome World Elite Companion Voucher is available to new Eligible Primary Cardholders only. Existing or former Eligible Primary Cardholders, applying for or transferring to a WestJet RBC World Elite Mastercard, as well as additional cardholders (co-applicant and authorized users), are not eligible for the Welcome World Elite Companion Voucher.
Twelve (12) months following the opening of your WestJet RBC World Elite Mastercard credit card account and annually thereafter, you will receive a round-trip World Elite companion voucher (“Annual World Elite Companion Voucher”) if a minimum of $5,000 in net purchases (less credits and refunds, and excluding cash advances, cash-like transactions, interest charges, fees, credit or debit adjustments)(“Minimum Annual Spend”) is posted to your credit card account in the 12-month period following the issuance of your previous World Elite companion voucher (“Voucher Earn Year”). If the Minimum Annual Spend is met in a given Voucher Earn Year, the Annual World Elite Companion Voucher will be awarded 4-6 weeks after the WestJet RBC World Elite Mastercard annual fee for that year is charged.
For new Eligible Primary Cardholders as of November 5th, 2025, onwards: the Minimal Annual Spend will be tracked following the issuance of the Welcome World Elite Companion Voucher for the subsequent Voucher Earn Year.
For existing Eligible Primary Cardholders prior to November 5, 2025: the Minimal Annual Spend will be tracked following the issuance of the Annual World Elite Companion Voucher on or after November 5, 2025 for the subsequent Voucher Earn Year.
For an Eligible Primary Cardholder to receive a companion voucher, their WestJet RBC World Elite Mastercard credit card account must be open and in good standing at the time the Annual World Elite Companion Voucher is awarded. Terms and conditions for the Annual World Elite Companion Voucher, Minimum Annual Spend and Voucher Earn Year are established by WestJet, not Royal Bank of Canada, and WestJet reserves the right to cancel, modify or withdraw this benefit at any time. For complete details, visit westjet.com/companion-voucher.
Each companion voucher can be redeemed by an Eligible Primary Cardholder for: (i) one (1) round-trip flight for $119 for UltraBasic, Econo and EconoFlex fares (“Economy Fares”) for travel in Canada or the continental United States or one (1) round-trip flight for $219 for Premium and PremiumFlex fares (“Premium Fares”); or (ii) one (1) round-trip flight to/from the rest of the WestJet network for $399 for Economy Fares or for $499 for Premium Fares. Any additional taxes, fees, charges and ATC (Air Transportation Charges) applicable to the ticket must be paid at time of booking. Unless otherwise stated, companion voucher fees are quoted in Canadian dollars (CAD) and are quoted for flights originating in Canada. Companion voucher bookings originating outside of Canada will be in the currency of the departure country. Visit westjet.com/companion-voucher for complete details. Additional fees may apply for bookings made via the Contact Centre.
A companion voucher may only be used: (i) for all published and eligible Economy Fares and Premium Fares wholly marketed and operated by WestJet; (ii) if the companion is travelling with you on the same itinerary; and (iii) for new bookings made through westjet.com or WestJet’s Contact Centre. A World Elite companion voucher cannot be: (i) used for Business, BusinessFlex or Member Exclusive fares; (ii) applied to existing reservations; or (iii) used for group bookings, WestJet Vacations, WestJet Vacations Quebec or Sunwing Vacations bookings. Other terms and conditions apply. Visit westjet.com/companion-voucher for complete details.
Terms and conditions for the companion voucher are established by WestJet, not Royal Bank of Canada. WestJet reserves the right to cancel, modify or withdraw these benefits at any time. Terms and conditions of these benefits are subject to the WestJet Rewards Program Terms and Conditions at the time of exchange. WestJet, not Royal Bank of Canada, is solely responsible for the terms of the WestJet Rewards Program. For complete details, visit westjet.com/companion-voucher.
6. The Free First Checked Bag benefit is available to the primary cardholders of a WestJet RBC World Elite Mastercard (“Eligible Primary Cardholders”) and up to eight (8) additional guests travelling on the same reservation, provided that (i) the ticket purchase (original and/or exchange) is paid for with a WestJet RBC World Elite Mastercard (“Eligible Card”); and (ii) the Eligible Cardholder’s 9-digit WestJet Rewards ID appears on the reservation at the time of check-in.
The Free First Checked Bag benefit will apply if a booking is made entirely (or partially, in combination with an Eligible Card) using any of the following (or any combination of the following), as long as the Eligible Primary Cardholder’s WestJet Rewards ID appears on the reservation at the time of check-in: (a) redemption of WestJet points; (b) Travel Bank; or (c) WestJet gift card. “WestJet” or “WestJet Vacations” must appear as the merchant of record for the form of payment. This means that a WestJet flight or a WestJet Vacations package purchased from a travel agency, Visa Checkout or a third-party booking site, may not be eligible for the First Free Checked Bag benefit.
The Free First Checked Bag benefit will be cancelled if the account associated with the Eligible Card is closed for any reason. Guests with reservations booked prior to becoming an Eligible Primary Cardholder are eligible for the Free First Checked Bag benefit, as long as the Eligible Primary Cardholder’s WestJet Rewards ID is added to the reservation prior to check-in.
The Free First Checked Bag benefit is valid only on itineraries marketed and wholly operated by WestJet. The Free First Checked Bag benefit is not valid (i) for companions when travelling on a group booking (10+ guests on the same reservation); (ii) on WestJet Vacations Quebec or Sunwing Vacations bookings; or (iii) when travelling with WestJet's codeshare or interline partners.
Size and weight of baggage must comply with WestJet’s standard checked baggage allowance. Any piece of baggage exceeding the size or weight allowance is subject to all applicable oversized weight and size restrictions and fees.
Complete details are available at www.westjet.com/fees. This benefit may only be used as described and has no monetary or other exchange value.
7. Primary cardholders with a WestJet RBC World Elite Mastercard or WestJet RBC Mastercard (“Eligible Primary Cardholders”) may exchange each valid companion voucher for a discount code, for one-time use off the base fare, for one traveler, for a WestJet flight throughout the WestJet network. All requests to exchange a companion voucher for a discount code can be made by logging in to your WestJet Rewards account, accessible at westjet.com/account or in the mobile app, prior to the expiry of the companion voucher. Once an Eligible Primary Cardholder exchanges their companion voucher for a discount code, an email will be sent to them within 24 hours and the discount code will be displayed in the “other” section of their account immediately.
• Receive a discount, for one traveler, for one-time use, off the base fare of a WestJet-operated flight.
• Discount codes are valid for new bookings only and cannot be applied to existing reservations.
• 30-day advance purchase is required.
• The discount is applied to the base fare of the flight and does not include a discount off the taxes, fees, or other charges. Discount amount is specified in the email sent.
• Discount can be used for a one-way, round-trip or multi-city booking for one traveler.
• The discount codes have an expiry date of 60-90 days after date of issue. The discount code is valid for bookings until the end of the month, two months after the month in which the code is exchanged. For example, if a companion voucher is exchanged for a discount code on February 17th, the discount code will be valid for bookings until April 30th. Travel can take place up to the end of the flight schedule.
• Valid for use on UltraBasic, Econo and EconoFlex fares only. (excludes Premium, PremiumFlex, Business and BusinessFlex)
• No blackout dates for flights within Canada. For travel outside of Canada blackout dates may apply.
• The discount code cannot be combined with other discount codes, companion vouchers, Member Exclusive Fares or used on WestJet Vacations packages.
• Flight Eligibility: Discount codes are valid only on flights marketed and operated by WestJet, not on code-share or interline flights with other airlines
• Only one discount code may be used per booking
• No cash value. Non-refundable
• Once an Eligible Primary Cardholder has requested an exchange of a companion voucher for a discount code, the request will be considered final and cannot be cancelled or reversed.
Any changes or cancellations to discount code bookings must be made online or by calling 1-888-937-8538. If the booking is changed or cancelled after the discount code expiry date, the discount will no longer apply.
8. Primary cardholders with a WestJet RBC World Elite Mastercard (“Eligible Primary Cardholders”) may exchange each valid World Elite companion voucher for a $200 WestJet Vacations or Sunwing Vacations future travel credit (“FTC”). All requests to exchange a World Elite companion voucher for a WestJet Vacations or Sunwing Vacations FTC can be made by logging in to your WestJet Rewards account, accessible at westjet.com/account or in the mobile app.
All requests to exchange a World Elite companion voucher for a WestJet Vacations or Sunwing Vacations FTC must be exchanged in your WestJet Rewards account prior to the World Elite companion voucher expiry date. Eligible Primary Cardholders will be able to view the FTC and the expiry date(s) of the FTC in the email sent within 24 hours of the exchange. Sunwing Vacations and WestJet Vacations FTC will have the same expiry date as the World Elite companion voucher used for the exchange, which means a booking must be made prior to the expiry date and travel is allowed till the end of the flight schedule.
Once an Eligible Primary Cardholder has requested an exchange of a World Elite companion voucher for a FTC, the request will be considered final and cannot be cancelled or reversed. FTCs can be applied towards the full value of the booking, including taxes and fees on a WestJet-operated flight. Any remaining value on the FTC after the expiry date will be forfeited. The FTC may be used toward more than one new booking so long as it is valid, the person named on the FTC is travelling and until such time the value of the FTC is drawn down to zero. This FTC holds no cash value, is non-transferable, and is not valid toward group travel bookings.
9. Primary cardholders with a WestJet RBC World Elite Mastercard (“Eligible Primary Cardholders”) may exchange each valid World Elite companion voucher for two (2) one-time use lounge access vouchers at WestJet partner airport lounges (“Lounge Vouchers”). Additional cardholders(s) (co-applicant and authorized user(s)) on the WestJet RBC World Elite Mastercard credit card account are not eligible for the Lounge Vouchers. All requests to exchange a World Elite companion voucher for Lounge Vouchers must be exchanged in your WestJet Rewards account, and used as a lounge voucher prior to the expiry. Eligible Primary Cardholders will be able to view the Lounge Vouchers and their expiry date(s) within the Vouchers section of their WestJet Rewards account. Lounge Vouchers will have the same expiry date as the World Elite companion voucher used for the exchange. If you have multiple World Elite companion vouchers, the first to expire will be the first one exchanged. Sign in to see available vouchers at westjet.com. If a Lounge Voucher expires after an Eligible Primary Cardholder has exchanged a World Elite companion voucher but before the Lounge Voucher has been redeemed, the Lounge Voucher will not be valid. Once an Eligible Primary Cardholder has requested an exchange of a World Elite companion voucher for (2) Lounge Vouchers, the request will be considered final and cannot be cancelled or reversed.
Lounge Vouchers may be used by the Eligible Primary Cardholder and their accompanied guests. Guests/companions may only use Lounge Vouchers when accompanied by the Eligible Primary Cardholder and taking a same-day WestJet flight from the same airport. If the Eligible Primary Cardholder already has access to WestJet partner lounges through Platinum, Gold or Silver status, Lounge Vouchers may be used for additional guests/companions accompanying them. Lounge Vouchers are valid at WestJet partner airport lounges only, up to three hours before flight departure. Visit westjet.com/lounges for a current list of lounges. A valid boarding pass displaying the Eligible Primary Cardholder’s WestJet Rewards ID and a WestJet flight number for a departing flight must be presented at time of lounge entry: a printed voucher is not required for redemption. Lounge Vouchers are valid when travelling on WestJet-marketed flights only (identified by a WS carrier code preceding the flight number); not valid when travelling on partner-marketed itineraries.
Lounge Vouchers may only be used as described, have no monetary or other exchange value and are non-transferable. Unused World Elite companion vouchers and Lounge Vouchers will automatically be cancelled on the date your WestJet RBC World Elite Mastercard account is closed. Royal Bank of Canada and WestJet reserve the right to modify, cancel or withdraw this offer at any time, even after acceptance by you. Terms and conditions of the Lounge Voucher are established by WestJet and WestJet reserves the right to change or withdraw this offer at any time. For full details on Lounge Voucher visit westjet.com/loungevoucher.
‡ Mastercard is a registered trademark of Mastercard International Incorporated. Used under license.
WestJet, not Royal Bank of Canada, is solely responsible for the WestJet Rewards Program, the terms of the WestJet Rewards Program including earning, redemption and administration of WestJet dollars and program changes.
Only available to residents of Canada.
Please ensure that your email address is up to date on your WestJet Rewards account. It is recommended that you review your communication consent and opt-ins to receive all communications.
Annual Fee: $139 | Additional Card: $59 Purchase Interest Rate: 20.99% | Cash Advance Interest Rate: 22.99% (21.99% if you reside in Quebec)
ADDITIONAL FEES:
Cash Advance: $5.00
Balance Transfer Promotional Rate Fee: Up to 3% of the transaction amount
Dishonoured Payment Fee: $45.00
Overlimit Fee: $29.00 (If you reside in Quebec, fee does not apply.)
Additional Copies: $5.00 for Monthly Statement, $1.50 for Statement Updates at the ATM, $2.00 for Transaction Receipts
Installment Plan Fee: If applicable, either a (i) one-time fee of up to 3% of total purchase amount, or (ii) monthly fee of up to 1.15% of total purchase amount (no fee in Quebec)
1. To benefit from this offer, your application must be received and approved by Royal Bank of Canada (“Royal Bank”) between February 5 and August 31, 2026 (“Offer Period”). This offer only applies to new applications for a WestJet RBC World Elite Mastercard.
You will receive up to 30,000 welcome WestJet points up to six (6) weeks after your first purchase transaction date, provided your first purchase gets posted to your WestJet RBC World Elite Mastercard credit card account (“Credit Card Account”) within the first three (3) months of your Credit Card Account opening date (“Period”).
You will receive an additional 20,000 WestJet points (“Additional WestJet Points”) provided a total of $5,000 (“Qualifying Transaction Amount”) or more in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transaction(s)”) are posted to your Credit Card Account within the Period. The Additional WestJet Points will be awarded approximately six (6) weeks after the date you reach the Qualifying Transaction Amount. Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees, and credits for returns and adjustments posted to your Credit Card Account during the Period will reduce the amount of your Qualifying Transactions.
The transaction posting date of each Qualifying Transaction, not the transaction date, will determine whether the transaction will count towards the Qualifying Transaction Amount. This means that Qualifying Transactions that take place prior to the last day of the Period will not count towards the Qualifying Transaction Amount if they have not yet been posted or processed by the merchant, the payment network (Mastercard) or Royal Bank by the last day of the Period.
Welcome WestJet Points and Additional WestJet Points will be awarded to your WestJet Rewards account, accessible at westjet.com/account, and appear on your monthly credit card statement, provided your Credit Card Account is open and in good standing at the time they are awarded to your WestJet Rewards account, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive Credit Card Account statement periods, closed, charged off or in credit revoked status at that time.
Only the primary cardholder on the Credit Card Account is eligible for this offer. Additional cardholders(s) (co-applicant and authorized user(s)), as well as existing cardholders on any RBC Royal Bank personal credit card account, transferring to a WestJet RBC World Elite Mastercard during the Offer Period, are not eligible for this offer.
If you close your Credit Card Account or change it for another type of RBC Royal Bank credit card before the Welcome WestJet points and Additional Welcome WestJet points have been awarded to your WestJet Rewards account, you may not receive the points. This offer may not be combined or used in conjunction with any other offer. Royal Bank and WestJet reserve the right to modify, cancel or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by us in our sole discretion.
WestJet points can be used towards the payment of the base fare of an eligible flight or WestJet Vacations package at the following ratio: 100 WestJet points = $1CAD. For complete details, visit https://westjet.com/redeem.
2. WestJet points can be used towards payment of: (1) WestJet-marketed base fares; (2) certain WestJet ancillaries, such as checked baggage, cabin upgrades and pre-reserved seats; (3) all taxes, fees and other ATC (Air Transportation Charges) on WestJet-marketed flights; (4) WestJet Vacations packages, eligible Sunwing Vacations packages or WestJet Vacations Quebec packages; (5) purchases from participating designated partners; and (6) purchases through the WestJet eStore. No retroactive redemption of WestJet points will be permitted. Minimum redemption of 2,500 WestJet points applies when purchasing UltraBasic, Economy, Premium and Business fares; the entire base fare and other Air Transportation Charges (Other ATC) must be paid with WestJet points when purchasing a Member Exclusive fare. A minimum redemption amount of 5,000 WestJet points per booking applies for WestJet Vacations package bookings, Sunwing Vacations package bookings or WestJet Vacations Quebec package bookings. Other restrictions may apply and are subject to change at any time. Full details available at westjet.com/redeem.
4. Earn (i) 2 WestJet points per $1 spent on eligible purchases in the following categories: Grocery Stores and Supermarkets, Gas, Electric Vehicle Charging, and Public Transit including Rideshare (“Eligible Purchases”) made from merchants that are classified by the following eligible Mastercard’s Merchant Category Codes (“Eligible MCCs”), and (ii) 1.5 WestJet points per $1 spent on all other purchases when you pay with your WestJet RBC World Elite Mastercard.
Eligible MCCs:
Grocery Stores and Supermarkets MCCs
• 5411 Grocery Stores and Supermarkets Gas, Electric Vehicle
Charging, Public Transit (including Rideshare) MCCs
• 5541 Service Stations (With or without Ancillary Services)
• 5542 Automated Fuel Dispensers
• 5552 Electric Vehicle Charging
• 4121 Taxicabs and Limousines
• 4111 Transportation: Suburban and Local Commuter Passenger, including Ferries
The additional 0.5 WestJet point you earn per $1 spent on Eligible Purchases (i) is in addition to the 1.5 WestJet points per $1 you earn on all other purchases and are calculated separately, and (ii) will only be awarded on Eligible Purchases made from merchants that are classified by an Eligible MCC. As an example, this means that even though a merchant may sell groceries, a purchase made at this merchant may not necessarily qualify for the additional 0.5 WestJet points per $1 if the merchant is not classified by an Eligible MCC. Also, a merchant that is not classified by an Eligible MCC may be located on the premises of another vendor that is classified by an Eligible MCC, and Eligible Purchases made from this merchant may not qualify for the additional 0.5 WestJet points per $1.
Royal Bank of Canada (“Royal Bank”) cannot guarantee whether a merchant is classified by an Eligible MCC and in no event will Royal Bank be liable or responsible for any claims with respect to Eligible Purchases made from a merchant that is not classified by an Eligible MCC. WestJet points are earned on net purchases only; they are not earned on cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges or fees, and credits for returns and adjustments will reduce or cancel the WestJet points earned by the amounts originally charged. Royal Bank and WestJet reserve the right to cancel, modify or withdraw this benefit at any time.
5. As the primary cardholder with a WestJet RBC World Elite Mastercard (“Eligible Primary Cardholders”), once approved for the WestJet RBC World Elite Mastercard, please allow 4-6 weeks from the transaction date of your first purchase for the World Elite companion voucher (“Welcome World Elite Companion Voucher”) to appear on your WestJet Rewards account, accessible at westjet.com/account. The Welcome World Elite Companion Voucher is available to new Eligible Primary Cardholders only. Existing or former Eligible Primary Cardholders, applying for or transferring to a WestJet RBC World Elite Mastercard, as well as additional cardholders (co-applicant and authorized users), are not eligible for the Welcome World Elite Companion Voucher.
Twelve (12) months following the opening of your WestJet RBC World Elite Mastercard credit card account and annually thereafter, you will receive a round-trip World Elite companion voucher (“Annual World Elite Companion Voucher”) if a minimum of $5,000 in net purchases (less credits and refunds, and excluding cash advances, cash-like transactions, interest charges, fees, credit or debit adjustments)(“Minimum Annual Spend”) is posted to your credit card account in the 12-month period following the issuance of your previous World Elite companion voucher (“Voucher Earn Year”). If the Minimum Annual Spend is met in a given Voucher Earn Year, the Annual World Elite Companion Voucher will be awarded 4-6 weeks after the WestJet RBC World Elite Mastercard annual fee for that year is charged.
For new Eligible Primary Cardholders as of November 5th, 2025, onwards: the Minimal Annual Spend will be tracked following the issuance of the Welcome World Elite Companion Voucher for the subsequent Voucher Earn Year.
For existing Eligible Primary Cardholders prior to November 5, 2025: the Minimal Annual Spend will be tracked following the issuance of the Annual World Elite Companion Voucher on or after November 5, 2025 for the subsequent Voucher Earn Year.
For an Eligible Primary Cardholder to receive a companion voucher, their WestJet RBC World Elite Mastercard credit card account must be open and in good standing at the time the Annual World Elite Companion Voucher is awarded. Terms and conditions for the Annual World Elite Companion Voucher, Minimum Annual Spend and Voucher Earn Year are established by WestJet, not Royal Bank of Canada, and WestJet reserves the right to cancel, modify or withdraw this benefit at any time. For complete details, visit westjet.com/companion-voucher.
Each companion voucher can be redeemed by an Eligible Primary Cardholder for: (i) one (1) round-trip flight for $119 for UltraBasic, Econo and EconoFlex fares (“Economy Fares”) for travel in Canada or the continental United States or one (1) round-trip flight for $219 for Premium and PremiumFlex fares (“Premium Fares”); or (ii) one (1) round-trip flight to/from the rest of the WestJet network for $399 for Economy Fares or for $499 for Premium Fares. Any additional taxes, fees, charges and ATC (Air Transportation Charges) applicable to the ticket must be paid at time of booking. Unless otherwise stated, companion voucher fees are quoted in Canadian dollars (CAD) and are quoted for flights originating in Canada. Companion voucher bookings originating outside of Canada will be in the currency of the departure country. Visit westjet.com/companion-voucher for complete details. Additional fees may apply for bookings made via the Contact Centre.
A companion voucher may only be used: (i) for all published and eligible Economy Fares and Premium Fares wholly marketed and operated by WestJet; (ii) if the companion is travelling with you on the same itinerary; and (iii) for new bookings made through westjet.com or WestJet’s Contact Centre. A World Elite companion voucher cannot be: (i) used for Business, BusinessFlex or Member Exclusive fares; (ii) applied to existing reservations; or (iii) used for group bookings, WestJet Vacations, WestJet Vacations Quebec or Sunwing Vacations bookings. Other terms and conditions apply. Visit westjet.com/companion-voucher for complete details.
Terms and conditions for the companion voucher are established by WestJet, not Royal Bank of Canada. WestJet reserves the right to cancel, modify or withdraw these benefits at any time. Terms and conditions of these benefits are subject to the WestJet Rewards Program Terms and Conditions at the time of exchange. WestJet, not Royal Bank of Canada, is solely responsible for the terms of the WestJet Rewards Program. For complete details, visit westjet.com/companion-voucher.
6. The Free First Checked Bag benefit is available to the primary cardholders of a WestJet RBC World Elite Mastercard (“Eligible Primary Cardholders”) and up to eight (8) additional guests travelling on the same reservation, provided that (i) the ticket purchase (original and/or exchange) is paid for with a WestJet RBC World Elite Mastercard (“Eligible Card”); and (ii) the Eligible Cardholder’s 9-digit WestJet Rewards ID appears on the reservation at the time of check-in.
The Free First Checked Bag benefit will apply if a booking is made entirely (or partially, in combination with an Eligible Card) using any of the following (or any combination of the following), as long as the Eligible Primary Cardholder’s WestJet Rewards ID appears on the reservation at the time of check-in: (a) redemption of WestJet points; (b) Travel Bank; or (c) WestJet gift card. “WestJet” or “WestJet Vacations” must appear as the merchant of record for the form of payment. This means that a WestJet flight or a WestJet Vacations package purchased from a travel agency, Visa Checkout or a third-party booking site, may not be eligible for the First Free Checked Bag benefit.
The Free First Checked Bag benefit will be cancelled if the account associated with the Eligible Card is closed for any reason. Guests with reservations booked prior to becoming an Eligible Primary Cardholder are eligible for the Free First Checked Bag benefit, as long as the Eligible Primary Cardholder’s WestJet Rewards ID is added to the reservation prior to check-in.
The Free First Checked Bag benefit is valid only on itineraries marketed and wholly operated by WestJet. The Free First Checked Bag benefit is not valid (i) for companions when travelling on a group booking (10+ guests on the same reservation); (ii) on WestJet Vacations Quebec or Sunwing Vacations bookings; or (iii) when travelling with WestJet's codeshare or interline partners.
Size and weight of baggage must comply with WestJet’s standard checked baggage allowance. Any piece of baggage exceeding the size or weight allowance is subject to all applicable oversized weight and size restrictions and fees.
Complete details are available at www.westjet.com/fees. This benefit may only be used as described and has no monetary or other exchange value.
7. Primary cardholders with a WestJet RBC World Elite Mastercard or WestJet RBC Mastercard (“Eligible Primary Cardholders”) may exchange each valid companion voucher for a discount code, for one-time use off the base fare, for one traveler, for a WestJet flight throughout the WestJet network. All requests to exchange a companion voucher for a discount code can be made by logging in to your WestJet Rewards account, accessible at westjet.com/account or in the mobile app, prior to the expiry of the companion voucher. Once an Eligible Primary Cardholder exchanges their companion voucher for a discount code, an email will be sent to them within 24 hours and the discount code will be displayed in the “other” section of their account immediately.
• Receive a discount, for one traveler, for one-time use, off the base fare of a WestJet-operated flight.
• Discount codes are valid for new bookings only and cannot be applied to existing reservations.
• 30-day advance purchase is required.
• The discount is applied to the base fare of the flight and does not include a discount off the taxes, fees, or other charges. Discount amount is specified in the email sent.
• Discount can be used for a one-way, round-trip or multi-city booking for one traveler.
• The discount codes have an expiry date of 60-90 days after date of issue. The discount code is valid for bookings until the end of the month, two months after the month in which the code is exchanged. For example, if a companion voucher is exchanged for a discount code on February 17th, the discount code will be valid for bookings until April 30th. Travel can take place up to the end of the flight schedule.
• Valid for use on UltraBasic, Econo and EconoFlex fares only. (excludes Premium, PremiumFlex, Business and BusinessFlex)
• No blackout dates for flights within Canada. For travel outside of Canada blackout dates may apply.
• The discount code cannot be combined with other discount codes, companion vouchers, Member Exclusive Fares or used on WestJet Vacations packages.
• Flight Eligibility: Discount codes are valid only on flights marketed and operated by WestJet, not on code-share or interline flights with other airlines
• Only one discount code may be used per booking
• No cash value. Non-refundable
• Once an Eligible Primary Cardholder has requested an exchange of a companion voucher for a discount code, the request will be considered final and cannot be cancelled or reversed.
Any changes or cancellations to discount code bookings must be made online or by calling 1-888-937-8538. If the booking is changed or cancelled after the discount code expiry date, the discount will no longer apply.
8. Primary cardholders with a WestJet RBC World Elite Mastercard (“Eligible Primary Cardholders”) may exchange each valid World Elite companion voucher for a $200 WestJet Vacations or Sunwing Vacations future travel credit (“FTC”). All requests to exchange a World Elite companion voucher for a WestJet Vacations or Sunwing Vacations FTC can be made by logging in to your WestJet Rewards account, accessible at westjet.com/account or in the mobile app.
All requests to exchange a World Elite companion voucher for a WestJet Vacations or Sunwing Vacations FTC must be exchanged in your WestJet Rewards account prior to the World Elite companion voucher expiry date. Eligible Primary Cardholders will be able to view the FTC and the expiry date(s) of the FTC in the email sent within 24 hours of the exchange. Sunwing Vacations and WestJet Vacations FTC will have the same expiry date as the World Elite companion voucher used for the exchange, which means a booking must be made prior to the expiry date and travel is allowed till the end of the flight schedule.
Once an Eligible Primary Cardholder has requested an exchange of a World Elite companion voucher for a FTC, the request will be considered final and cannot be cancelled or reversed. FTCs can be applied towards the full value of the booking, including taxes and fees on a WestJet-operated flight. Any remaining value on the FTC after the expiry date will be forfeited. The FTC may be used toward more than one new booking so long as it is valid, the person named on the FTC is travelling and until such time the value of the FTC is drawn down to zero. This FTC holds no cash value, is non-transferable, and is not valid toward group travel bookings.
9. Primary cardholders with a WestJet RBC World Elite Mastercard (“Eligible Primary Cardholders”) may exchange each valid World Elite companion voucher for two (2) one-time use lounge access vouchers at WestJet partner airport lounges (“Lounge Vouchers”). Additional cardholders(s) (co-applicant and authorized user(s)) on the WestJet RBC World Elite Mastercard credit card account are not eligible for the Lounge Vouchers. All requests to exchange a World Elite companion voucher for Lounge Vouchers must be exchanged in your WestJet Rewards account, and used as a lounge voucher prior to the expiry. Eligible Primary Cardholders will be able to view the Lounge Vouchers and their expiry date(s) within the Vouchers section of their WestJet Rewards account. Lounge Vouchers will have the same expiry date as the World Elite companion voucher used for the exchange. If you have multiple World Elite companion vouchers, the first to expire will be the first one exchanged. Sign in to see available vouchers at westjet.com. If a Lounge Voucher expires after an Eligible Primary Cardholder has exchanged a World Elite companion voucher but before the Lounge Voucher has been redeemed, the Lounge Voucher will not be valid. Once an Eligible Primary Cardholder has requested an exchange of a World Elite companion voucher for (2) Lounge Vouchers, the request will be considered final and cannot be cancelled or reversed.
Lounge Vouchers may be used by the Eligible Primary Cardholder and their accompanied guests. Guests/companions may only use Lounge Vouchers when accompanied by the Eligible Primary Cardholder and taking a same-day WestJet flight from the same airport. If the Eligible Primary Cardholder already has access to WestJet partner lounges through Platinum, Gold or Silver status, Lounge Vouchers may be used for additional guests/companions accompanying them. Lounge Vouchers are valid at WestJet partner airport lounges only, up to three hours before flight departure. Visit westjet.com/lounges for a current list of lounges. A valid boarding pass displaying the Eligible Primary Cardholder’s WestJet Rewards ID and a WestJet flight number for a departing flight must be presented at time of lounge entry: a printed voucher is not required for redemption. Lounge Vouchers are valid when travelling on WestJet-marketed flights only (identified by a WS carrier code preceding the flight number); not valid when travelling on partner-marketed itineraries.
Lounge Vouchers may only be used as described, have no monetary or other exchange value and are non-transferable. Unused World Elite companion vouchers and Lounge Vouchers will automatically be cancelled on the date your WestJet RBC World Elite Mastercard account is closed. Royal Bank of Canada and WestJet reserve the right to modify, cancel or withdraw this offer at any time, even after acceptance by you. Terms and conditions of the Lounge Voucher are established by WestJet and WestJet reserves the right to change or withdraw this offer at any time. For full details on Lounge Voucher visit westjet.com/loungevoucher.